What Is Baccarat and Why Is It So Popular in Malaysia?
Ask any Malaysian casino player and they'll know Baccarat. This card game has long been woven into Asia's gambling culture, and Malaysia is no different. There's something undeniably compelling about it – perhaps the straightforward rules, or perhaps the high RTP compared to most other casino games. Whatever the reason, Baccarat remains the number one table game at Rollex 11 in terms of daily active players.
At Rollex 11, we provide a complete Baccarat experience – from low-limit tables for casual players to Platinum VIP tables for those seeking a more exclusive atmosphere. All tables feature real dealers operating from professional studios with full HD video streaming.
How to Play Baccarat – The Basics You Need to Know
Baccarat may look complex at first glance, but it's actually one of the simplest casino games around. Each round involves just two hands – Banker and Player. You don't play as either side; you simply bet on which one you think will win.
Card Values in Baccarat
Each card carries a specific value in Baccarat:
- Numbered cards 2–9: Face value (e.g. a 7 card is worth 7 points)
- 10, Jack, Queen, King: Worth 0 points
- Ace: Worth 1 point
Hand values are calculated by adding up all cards and taking only the last digit. For example, if your hand contains a 7 and an 8 (totalling 15), your hand value is 5. The hand closest to 9 wins.
Third Card Rules
This is the part that often confuses new players, but in practice the dealer handles it all automatically. You don't need to make any decision about whether to take a third card — everything follows pre-set rules. In short: if the Player's hand value is 0–5, Player automatically receives a third card. If Player stands (no third card drawn), Banker takes a third card if their hand value is 0–5.
| Hand Value (2 Cards) | Player Action | Banker Action |
|---|---|---|
| 0 – 5 | Draw third card | Depends on the Player's third card |
| 6 – 7 | Stand | Draw a third card (if Banker totals 0–5) |
| 8 – 9 | Natural – No additional cards dealt | |
Bet Types in Baccarat at Rollex 11
Banker Bet – The Smartest Choice
Banker is the highest-RTP betting option in Baccarat — 98.94% at Rollex 11. Statistically, the Banker wins more often than the Player (roughly 45.86% vs. 44.62% for the Player, with the remainder going to Tie). The only downside is the 5% commission taken from Banker winnings — but even after that deduction, it remains the best-value bet in Baccarat.
Player Bet – Straightforward and Transparent
Player offers an RTP of 98.76% with no commission charged. This makes it simple to calculate — win RM 100 and you receive the full RM 100. Many Malaysian players prefer the Player bet for its transparency, even though Banker is mathematically slightly more favourable.
Tie Bet – Big Payout, High Risk
The Tie bet pays 8:1, or sometimes 9:1 at certain tables — sounds tempting, right? Keep in mind though, the probability of a tie is only around 9.52%, meaning it happens roughly once every 10 rounds. If you're playing purely for fun and don't mind a higher-risk bet, placing a small amount on Tie occasionally is fine. Just don't make it your go-to wager.
Deposit to Play Baccarat at Rollex 11
To start playing Baccarat at Rollex 11, you'll need to make a deposit into your account. All payment methods we accept are familiar Malaysian options you already use. Touch 'n Go eWallet is the most popular choice — processed in seconds and done right from your phone without a trip to the bank. GrabPay, DuitNow, Boost, and ShopeePay are also available. If you prefer online banking, FPX via Maybank2u and CIMB Clicks works just as well. Minimum deposit is RM 30 and funds are credited instantly so you can start playing right away.